What is GROWTH?

GROWTH is an initiative of the NCRC, designed to create pathways to homeownership for low- and moderate-income (LMI) individuals and families while improving property values for LMI communities. The initiative purchases, renovates and sells homes in LMI neighborhoods or to LMI individuals and families through its impact investment-driven fund known as the NCRC Housing Rehab Fund. The program also offers lease-to-own opportunities to those who can sustain mortgage payments but may not qualify for conventional financing immediately.

GROWTH is designed to achieve three main objectives:

  • Build an inventory of affordable, secure homeownership options for LMI individuals and families through targeted investment in their communities.
  • Provide housing and financial capability counseling to qualified homebuyers.
  • Create construction jobs and workforce apprenticeship opportunities in those communities, as well as provide workforce readiness training.

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